Lesko Life Insurance
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    Comprehensive Life Insurance Solutions

    Comprehensive Life Insurance SolutionsComprehensive Life Insurance SolutionsComprehensive Life Insurance Solutions

    Protect your families future with tailored life insurance plans.

    Get a Quote

    About Lesko Life Insurance

    Our Mission

    At Lesko Agency Life Insurance, our mission is to provide exceptional life insurance solutions tailored to your unique needs and to ensure peace of mind. We strive to educate our clients on various options such as Indexed Universal Life, Fixed Annuities, Term, Whole and Final Expense to address concerns about Protecting your Mortgage, Debt, and Retirement Savings.

    Protect What Matters Most

    FIXED GUARANTEED ANNUITIES

    FIXED GUARANTEED ANNUITIES

    FIXED GUARANTEED ANNUITIES

    A fixed guaranteed annuity is a contract with an insurance company that provides a guaranteed fixed interest rate on your premium payments, growing your savings tax-deferred without market risk. It offers predictable accumulation and can convert to a reliable stream of income for retirement, backed by the insurer's claims-paying ability.

    DEBT FREE LIFE SOLUTIONS

    FIXED GUARANTEED ANNUITIES

    FIXED GUARANTEED ANNUITIES

    A Flexible Small Business & Family Solution utilizing an "Infinite Banking" Whole Life Solution. This enables families to systematically payoff High Interest Debt and a Mortgage Years Earlier.  

    INDEXED UNIVERSAL LIFE

    FIXED GUARANTEED ANNUITIES

    DISABILITY COVERAGE & INCOME PROTECTION

    Indexed Universal Life (IUL) is a permanent life insurance policy offering lifelong coverage, a death benefit, and flexible premiums. It builds tax-deferred cash value tied to a stock market index (e.g., S&P 500), with upside potential from gains, a guaranteed floor to protect against losses, and caps on credits—balancing growth and security.

    DISABILITY COVERAGE & INCOME PROTECTION

    DISABILITY COVERAGE & INCOME PROTECTION

    Protect your Home and Income with either short or longer term options. 

    FAMILY & FINANCIAL SAFETY NET SOLUTIONS

    Protect your Mortgage or Provide a Financial Legacy for your Family with Term and Whole Life Solutions. Term is ideal to cover larger amounts, while Whole Life is beneficial to provide financial flexibility while protecting hard earned equity. 

    GROUP HEALTHCARE

    Providing competitive industry leading Healthcare Solutions for small and medium sized businesses. 

    Frequently Asked Questions

    Please reach us at greg@leskolifeinsurance.com if you cannot find an answer to your question.

    My license allows me to protect individuals & families in five key areas:  Protect family and income with the industries best "Safety Net" type Term & Whole Life solutions.  Protect your money from Taxes. Protect your money from market risk, Protect from High Interest Debt, and protect you from outliving your savings. We partner with 45+ Top Rated Insurance Carriers and offer a multitude of options.

    Mortgage Protection Insurance is simply a term life insurance policy that is designed (or marketed) specifically to pay off your mortgage if you die.

    It is not a separate type of insurance — it’s just term life insurance with the death benefit set roughly equal to your mortgage balance.


    • You buy a term life insurance policy (usually 15, 20, 25, or 30 years).
    • The death benefit is chosen to match your mortgage amount (or slightly higher).
    • If you pass away while the policy is active, the death benefit is paid directly to your beneficiary (usually your spouse or family).
    • Your family can then use that money to pay off the remaining mortgage balance, so they don’t lose the house.

    The short answer is Yes! . We can tailor  solutions specific to your needs and budget to help protect your most important asset. 

    The short answer is Yes! . We can provide several solutions that can help payoff high interest credit card and mortgage debt as well as providing financial security to your family with a Whole Life Policy. 

    A fixed guaranteed annuity is an insurance contract where you pay a premium (lump sum or installments), and the insurer credits a guaranteed fixed interest rate for a set period (often 3-10 years). Your money grows tax-deferred with no market risk—principal is protected. At the end of the accumulation phase, you can annuitize it into a predictable lifetime income stream or take withdrawals, backed by the insurer's financial strength. 

    Yes, they are considered very safe for principal protection and guaranteed growth, with no exposure to stock market losses. Guarantees depend on the insurance company's claims-paying ability (check ratings from A.M. Best, etc.). Main risks include low liquidity (surrender charges for early withdrawals), inflation eroding purchasing power over time, and opportunity cost if rates rise after purchase. They're ideal for conservative retirees seeking stability over high growth.

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    Fill out the form with any questions you have about finding the coverage that's right for you!

    Lesko Life Insurance

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